At Ace Loans, we understand that life changes – and so should your mortgage. Our refinance specialists are here to help you re-evaluate your current loan and potentially unlock better terms, lower interest rates, or access equity to meet your financial goals. With a streamlined process and tailored guidance, refinancing can be a simple, stress-free experience
Whether you’re aiming to reduce your monthly repayments, switch to a fixed or variable rate, or tap into your home’s equity for a renovation or investment, refinancing could be the key. Our team will take care of the research, negotiation, and paperwork, so you can focus on enjoying the benefits of a loan that works harder for you.
We’ll meet to understand your current situation, financial goals, and whether you’re looking to reprice or refinance your existing loan
Our team will thoroughly assess the market to identify the best refinancing options that suit your needs
We handle the loan application process, preparing a strong case for the lender to secure better rates or refinancing terms
We continue to monitor your loan’s health, offering support and expert advice whenever needed to ensure long-term success
Refinancing your home loan can open doors to numerous opportunities. Whether you want to use your equity for a dream vacation, home renovations, or to grow your investment portfolio, your home’s equity is a valuable asset.
The home loan market is constantly evolving, and the loan that was perfect for you two years ago may no longer meet your needs. Now is the time to reassess if refinancing could benefit you:
Home loan refinancing involves replacing your current mortgage with a new one that offers better terms. It can help you lower your interest rate, reduce monthly payments, or unlock home equity for other financial goals.
If your financial situation or interest rates have changed since you took out your loan, refinancing may be a good option. It’s best to consult with us to assess your current mortgage and determine if refinancing aligns with your goals.
Yes, refinancing can allow you to consolidate high-interest debt into your home loan, potentially reducing your overall interest rate and monthly payments, giving you more control over your finances.
The refinancing process typically takes a few weeks, depending on your lender and financial situation. Our team will guide you through each step, ensuring a smooth and timely process