Building your dream home or investment property should be an exciting journey, and at Ace Loans, we’re here to keep it that way. Our team of construction finance specialists is committed to making the lending process seamless, with customized solutions crafted to match your vision and goals.
Whether it’s a custom home or an investment property, our expertise helps turn your plans into reality while optimizing your financial investment. We handle the research to secure competitive financing options, so you can focus on the creative aspects, from selecting floor plans to picking out finishes
We’ll meet to understand your current situation, financial goals, and whether you’re looking to reprice or refinance your existing loan
Our team will thoroughly assess the market to identify the best refinancing options that suit your needs
We handle the loan application process, preparing a strong case for the lender to secure better rates or refinancing terms
We continue to monitor your loan’s health, offering support and expert advice whenever needed to ensure long-term success
With extensive experience in construction financing, the Ace Loans team understands the details and complexities of construction loans. We’re here to guide you every step of the way, with tailored advice and support to ensure the right fit for your needs.
The home loan market is constantly evolving, and the loan that was perfect for you two years ago may no longer meet your needs. Now is the time to reassess if refinancing could benefit you:
A construction loan provides funds in stages as your home or property is being built. Payments are released based on construction progress, allowing for flexible financing that matches your building timeline.
Yes, with our construction loan, you typically only pay interest on the funds disbursed during the construction phase, which helps keep costs manageable until your property is completed.
Unlike standard home loans, construction loans are disbursed in phases, based on project completion milestones. This structure allows for a “pay-as-you-build” model, providing financial flexibility as you build.
You’ll generally need a building contract, construction plans, a detailed cost estimate, and financial documents. Our team will guide you through each step, ensuring you have the required documents for a smooth application.